VP of Ag and Business Banking

- Job Tracking ID: 512636-910494
- Job Location: Treynor, IA
- Job Level: Mid Career (2+ years)
- Level of Education: BA/BS
- Job Type: Full-Time/Regular
- Date Updated: April 17, 2026
- Years of Experience: 2 - 5 Years
- Starting Date: ASAP

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Job Description:

TS Bank is seeking to hire a VP of Ag and Business Banking position. This role will originate, underwrite and close secured and unsecured agricultural and business loans in accordance with established lending objectives, policies and procedures; establish and maintain positive relationships with existing and potential clients, by performing the following duties. If the employee performs duties and activities that qualify them as a Mortgage Loan Originator, they will be required to meet all requirements to comply with the SAFE Act.

Education and experience preferred includes: Bachelor's degree (B. A.) from four-year college or university in the field of business, including specific courses in accounting, finance, and economics; at least five years related banking experience and/or training; or equivalent combination of education and experience. In addition, post graduate industry-specific education (e.g., Stonier School of Banking, etc.).

Position location: Treynor, IA

Experience and Skills:

Consult with clients in evaluating other Bank products that meet the client's financial needs
Actively develop and maintain a good working relationship with and between all company staff, clients, and others involved in loan transactions
Promote sale of credit and loan services
Remain the primary point of contact between client and bank, throughout the loan process
Perform weekly file review of all loans in process, reviewing missing items still needed
Comply with all applicable government regulations and cooperate with internal quality control and compliance programs
Develop a strategy to assist clients after completion of the transaction, including review of and assistance for additional and future financial needs
Prepare statements on delinquent accounts and forward irreconcilable accounts for collector action
Participate in training programs as required by management
Review and analyze client's financial status, goals and needs, and recommend the appropriate loan product
Interview applicants and requests specified information for loan application; request appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to evaluation of loan application; analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan; and correspond with or interviews applicant or creditors to resolve questions regarding application information.
Compile loan package and facilitate negotiation with applicant according to established standards, such as fees, loan repayment options, and other credit terms; refer loan to loan committee for approval; ensures loan agreements are complete and accurate according to policy; assures timely loan closing and funding activities.
Utilize government programs when deemed necessary to meet client's credit needs.
Assist clients with inquiries and information requests, and resolves complaints relating to loan products and services offered.
Regularly makes out of the bank business calls on existing and potential clients.
Responsible for growth of loan portfolio.
Actively participate in the bank’s credit committee meetings.
Participate in the collection procedures and processes of the loan officers to assure the timely collection of all delinquent accounts and develop revised loan repayment terms or schedules as necessary.
Establish and maintain positive working relationships with loan businesses and other organizations to provide information regarding the lending programs and policies.
Participate in the bank's business development activities, represent the bank in industry and professional associations, community organizations, local business groups, etc., and promote the bank's favorable image.
Underwriting all classifications of agricultural and business loans, including government guaranteed and sponsored loans. The secondary aspect of the job is to underwrite all types of consumer loans. Completion of the input form designating the specific documentation required to provide security interest in the collateral, maintain compliance, and the ancillary documents needed for complex credits. The job requires closing the loans at the bank, client’s office or the title company. Responsibility includes servicing and monitoring the loans for quality control, utilizing aggressive collection methods, comprehensive knowledge of title company reports and resolutions to difficult technical exceptions. Another important function is cross selling the bank products with emphasis on the technology that is available.
Work closely with the bank’s credit analysts in underwriting loan requests into credit packages for appropriate approval.
Utilization of the "hands on approach" for developing banking relationships of present and potential clients. Through the interview process ascertain the right product for the borrower and depositor. Maintain knowledge of all the bank products to achieve comprehensive cross selling capabilities.
Strive diligently to maintain a quality portfolio with minimal delinquency. Counsel borrowers and recommend remedies to resolve delinquencies. Work through troubles and seriously delinquent loans.
Promote and sell cash management, depository products to new and current clients.
Makes qualified referrals to all areas of the company.
Ability to perform all other duties as assigned.
Comply with all banking and company regulations, policies, and procedures.
Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Ability to write routine reports and correspondence. Ability to effectively present information and respond to questions from employees of company and the general public. Must possess good communication skills. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to use hands to finger, handle, or feel and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Position may require the ability to work before or after normal business hours, including weekends and overnight travel, to meet required deadlines and attend meetings and/or training programs.

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Benefits

Competitive benefits package:

Health and dental insurance
Life insurance package
Generous PTO and holiday package
401K contribution and match
Professional development expense allowance
Gym membership reimbursement
Tuition reimbursement
Paid volunteer time off (VTO)
Wellness program

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EEO Employer/Vet/Disabled

TS Banking Group is a covered federal contractor or subcontractor subject to the requirements of the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), as amended, and Section 503 of the Rehabilitation Act of 1973, as amended. As such, TS Banking Group is bound by the terms of VEVRAA and Section 503, and shall not discriminate against individuals with disabilities, and is committed to take affirmative action to employ and advance in employment protected veterans and individuals with disabilities.

TS Banking Group maintains an Affirmative Action Plan for the purpose of proactively seeking employment and advancement in employment of qualified protected veterans and individuals with disabilities. As an individual interested in employment with TS Banking Group, or as one of TS Banking Group's valued employees, TS Banking Group welcomes the opportunity to make its employees and applicants more aware of the TS Banking Group's obligations and affirmative efforts. Upon request, TS Banking Group will make accessible to you its Affirmative Action Plan for protected veterans and individuals with a disability. If you are interested, please submit a written request to Angela Avis during the HR Office's operating hours (9 a.m. to 4 p.m.), and we can schedule a time for you to review the Affirmative Action Plan. (Alternatively, a copy of TS Banking Group's Affirmative Action Plan is available electronically on TS Banking Group's intranet site.) Remote employees not physically located at the facility may access the Affirmative Action Plan through the intranet site, or may request a copy of the Affirmative Action Plan for review and return should no internet access be available.